About Payless Claims
We help UK construction subcontractors recover money that was unlawfully withheld from them — quickly, affordably, and without legal jargon.
Why We Exist
Subcontractors across the UK lose thousands of pounds every year to unlawful deductions. Contractors routinely underpay without serving valid Pay Less Notices — in direct violation of the Housing Grants, Construction and Regeneration Act 1996.
Most subcontractors don't pursue it because they assume they need a solicitor, or they don't know their rights. We built Payless Claims to change that. For a fixed fee, any subcontractor can access the same legally robust document that a solicitor would draft — in minutes, not weeks.
The Law Is On Your Side
s.110A
HGCRA 1996 — Requires the contractor to issue a payment notice
s.111
HGCRA 1996 — Requires a valid Pay Less Notice to withhold payment
s.112
HGCRA 1996 — Right to suspend works if unpaid
s.108
HGCRA 1996 — Right to refer any dispute to adjudication at any time
How We Work
We combine deep knowledge of construction payment law with our technology to produce formal claim letters that are legally accurate, professionally presented, and tailored to your specific situation.
Assisted and Adjudication Pack plans also include a suspension notice under s.112 of the Act — a formal Notice of Intention to Suspend Performance, held in reserve and sent only if the contractor fails to pay within 7 days. Suspension is not a breach of contract, and you are entitled to recover any costs it causes. It is one of the most effective pressure tools available to a subcontractor short of adjudication.
Our Assisted and Adjudication Pack plans also include a Subject Access Request (SAR) letter — a formal demand under UK GDPR compelling the contractor to disclose all data they hold about you: payment records, deduction schedules, internal correspondence, and any calculations used to reduce your pay. Contractors must respond within 30 days. It is a powerful tool for uncovering evidence and applying pressure before any dispute escalates.
Assisted and Adjudication Pack clients can also generate a Notice of Adjudication directly from their portal — the formal statutory notice under s.108 that initiates the adjudication process and triggers appointment of an adjudicator by the nominated body. Adjudication Pack clients also receive a completed ANB application package and a compiled evidence referral bundle ready for submission.
Our service is not a substitute for legal advice in complex cases — but for the vast majority of straightforward Construction Act payment claims, a properly drafted demand letter is all you need to recover what you're owed.